Law Offices of Beecher & Conniff (253) 627-0132, fax 253-572-3427 1703C Dock St Tacoma, WA 98402 billbeecher@beecherandconniff.com desaconniff@beecherandconniff.com Latest News December 30, 2005 New Bankruptcy Laws are now in affect.  The new laws were promoted and written by the credit card and banking industry in an attempt to discourage people from using the bankruptcy courts to discharge their debts. Popular, but untrue , myth is that bankruptcy relief is no longer available with the new laws. Our experience since the effective date of the new law is that it is easier in most cases to qualify people under the new system than under the old system. We believe the new laws will backfire on the credit industry because the laws are so poorly written. Although there are some new " speed bumps" that have to be overcome the new law still exists to give full relief for people with debt problems.  Our firm has had extensive training in the new laws.  We understand the nuances of the laws and the real affect they will have on you. Bankruptcy still remains a real option for debt related stresses such as foreclosure, garnishments, inability to pay and telephone calls from creditors.  We can help you.